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calculator shows what you can earn with a certificate of deposit a type of savings account that you leave untouched for months or years Like regular savings accounts CDs are Connexus Credit Union 64219 5 years 400 BMO Alto 108326 APYs as of Oct 8 2024 based on the banks we track at CNET Earnings are based on APYs and assume interest is compounded A 5000 deposit into a highyield account this month will allow you to immediately start earning interest at a higher rate while also best positioning your money for additional rate hikes to Article updated on Sep 25 2024 If You Deposit 5000 Into a CD Here39s How Much You39ll Earn You can earn over 1000 in interest by depositing 5000 into the right CD Our Experts Should I deposit 5000 into a CD or savings account At most major banks cash deposits are credited automatically but if you39re bringing in more than 5000 the bank may decide to hold it temporarily Typically this happens if you39ve repeatedly If you plan to deposit 10000 or more into your checking account there are a few things you should consider first By law banks have to report deposits that exceed a certain amount Try Here39s What Happens if You Deposit More Than 10000 in Cash CD Calculator Free Calculator for Certificate of Deposits There are multiple reasons why it could be worth making a 5000 deposit into an 18month CD today Below we39ll break down three of them See how much more money you could be earning with a CD When you should deposit 5000 into a CD You should put your 5000 into a CD when your ultimate goal is to earn as much interest as possible While competitive highyield savings accounts If You Deposit 5000 Into a CD Here39s How Much You39ll Earn 7 Things You Should Do If You Deposit 5K Into Your Savings For example if youre depositing 5000 in cash the bank has money in hand to credit to your account And wire transfers are typically irreversiblethe person who sent the transfer typically 7 Things You Should Do If You Deposit 5K Into Your Savings Best 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